investment Archives - Page 2 of 7

Mutual Fund Fundas for the First timers

May 16, 2017 admin

The continuously evolving mutual fund industry in India is all set to grow. Several fund management companies and MF houses are constantly investing in investor education, yet the market penetration of mutual funds in India is at a dismal low when compared to countries like the US. However, we have figures that indicate that we have a slow yet steady growth. The growth percentage currently stands at a 7.45% (May 2017 as compared to December 2016 Assets under Management) * and the mutual fund industry in India is yet to…

9 solid tips to help you make more money in stocks & lose less

May 5, 2017May 5, 2017 admin

Every investor hopes to be successful on Dalal Street, but very few succeed in making it big. Equity is the simplest way for an investor to participate in a business as a part owner. Equity investment can also enable direct participation in the growth of nation’s or global economy, and thus wealth creation. While it has been proven over centuries that the equity route is the best way to create wealth, the same asset class has also seen immense wealth destruction at times. Compounding miracles Einstein once famously said: the…

Check your risk profile before you start investing

May 5, 2017May 5, 2017 admin

Do you know that you cannot blindly invest without knowing how much risk you can take? So, you are gung-ho about embarking on an investment strategy. You have decided that you will save money henceforth and invest it smartly to make it grow. You have consulted with your friends and family, have a fair idea on what all options that you plan to take. Great show! While you are all set and raring to go, may we say slow down please? Do you know what your risk profile is? Do…

How to benefit from investments in tax saving mutual funds

April 26, 2017April 26, 2017 admin

Apart from creating wealth over the long term, there is also an important tax benefit that you get when you invest in an ELSS. Equity-linked savings schemes (ELSS) are simple diversified equity mutual fund schemes. The only difference is that, since they offer a tax break for the investor, they entail a lock-in period of three years. Typically, ELSS funds have tended to outperform the index over the longer term horizon for a few basic reasons. The lock-in period enforces buy-and-hold discipline in the investor. When it comes to equity and…

You can enjoy late parenthood with smart financial planning

April 11, 2017 admin

For late parents, time is very important, and so is making a plan with an expert’s help. Money matters suddenly become a big headache for freewheeling couples who embrace parenthood late in their lives. Having a bindaas time with double income can be a boon, and also a curse as Godbole found out recently. In their early 40s, Godbole thought they had a given a pass to parenting until cherubic Shreya was born last year. The sudden emergence of real responsibility, the prospect of a career taking a step back…

A lot of people are searching for ‘multibaggers’ on Google: Here’s why it indicates trouble for markets

April 4, 2017 admin

In the last five years, whenever interest in the keyword ‘multibagger’ has hit a peak, indicating rising euphoria around equities, markets tend to correct. An analysis of Google Trends suggests that over the past five years, whenever interest in the term ‘multibagger’ hits a peak, it spells a weak spell for Indian markets. A multibagger is a term used for a stock that has at least doubled in value over any time period. So a stock that has clocked 100 percent returns is a 1-bagger, a stock that has…

Five things to prepare yourself for the next financial year

March 28, 2017 admin

Beginning of the financial year is the best time to get your money acts together. Well begun may be half done in many things. For your financial well-being however well begun is a big step towards wealth. A few suggestions for us to consider, as we look at the financial year 2017-18 that is just days away. 1. Get a grip on the future. Planning the needs and goals of our future helps us get a grip on the task at hand, and the way to get there. Our needs…

Must know financial facts about Rental Income

March 28, 2017 admin

Real estate is an essential asset class everyone would like to have on their financial portfolio. Some of us are gifted with funds and loan options that can have us invest in a residential or commercial property for rental income. Owning a rental property also enables an individual achieve desired financial goals. Investing in real estate for wealth creation and receipt of rental income has its fair share of risks and management. A real estate property can be acquired in different forms, such as a residential apartment or home, warehouse,…

The Best thing to do with Surplus Cash: Loan Repayment Vs Investment

March 27, 2017 admin

Here’s one thing that a lot of us will love when it comes to money. A small increase in the bank balance because of our saving habits or a bonus after our appraisal. Sure, these are things call for a pat on your back! It is also important that some of us would be toying with the idea of choosing to make a part payment on the home loan, make an investment with the surplus cash that is now at our disposal. While both are just about just the right…

Should you invest in current tranche of sovereign gold bonds?

March 1, 2017March 1, 2017 admin

Investment advisors say the bonds offer a good portfolio diversification option. They also offer the twin benefit of capital appreciation and regular returns, besides not having the risk of handling like physical gold. The 7th tranche of Sovereign Gold Bonds (SGBs) which is now open for subscription provides a good option for portfolio diversification coupled with an element of stability, say investment advisors. “We would advise investors to invest in SGBs, especially those who don’t have any exposure to gold as it will help in hedging their portfolio,” says Aasif…