Festive Freebies – Real Estate, Gold and Consumer goods. Are you Buying or Investing?

Festive Freebies – Real Estate, Gold and Consumer goods. Are you Buying or Investing?

This festive season focus on Investing rather than Buying It’s all or no buying for us. Name a season and almost everyone in India follows the same code. No rationale or reason, because it’s just the season! People consider it auspicious to buy on Diwali and Dhanteras.  They believe that buying real estate or gold means invoking the blessings of Lakshmi – the Goddess of wealth. ‘Dhanteras’ means wealth and it is the season to simply bring wealth into our homes by purchasing gold, real estate or anything that you…

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Diwali Shopping – Treat it like a planned Expense not an Exigency

Diwali Shopping – Treat it like a planned Expense not an Exigency

Diwali means a whole lot of things, and shopping for Diwali is inevitable. It is that time of the year we look forward to meeting friends and family, decorating our home, gifting one another, and treating our taste buds with every sweet and snack out in the market. Not many families set aside a budget for Diwali Shopping and those who do, stick to it rarely. Diwali is also a time when merchants and retailers fill the market with goods and offer attractive discounts on purchases. Gadgets and consumer durables…

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Mutual Fund Investment – How to use them to make periodic payments

Mutual Fund Investment – How to use them to make periodic payments

Life comes with several and varied desires and dreams, but seldom provides the financial backing to fulfill them. A Financial Planner therefore insists on a contingency or emergency fund that would cater to the normal expenses during unusual or difficult times. Often fortune smiles and with a career move, promotion or otherwise cash flows become bulky. An increment, bonus, investment payoff or windfall may be followed by a regular and planned expense or investment. Make the most of this. Money has the happy habit of making more money. Let your…

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Festive spending – Is buying a lot more important than why to buy?

Festive spending – Is buying a lot more important than why to buy?

In Festive season offers seem irresistible and consumer buying goes through the roof. But how much should you really spend? Come the festive season and we have consumers loosening their purse strings for buying goods they have been waiting all the year round. Diwali is a time when spending peaks in almost every household in India. Retailers bring in new products and Ecommerce businesses woo customers with special offers and discounts. This time around, the ECommerce giants Flipkart, Snapdeal and Amazon are all set to make it bigger than before…

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Credit card’s hidden costs you didn’t know about

Credit card’s hidden costs you didn’t know about

Credit card is among the greatest innovations of the financial product and service industry. The security features that have constantly been added make the little piece of plastic very valuable and extremely safe to use. The safety is less relevant to a shopping addict. The credit card is like a god-gifted boon to the veritable spender—just swipe your card at the counter, stretch your spending power, and take a call on whether you want to repay the whole amount or just a part of it. If that describes you, then…

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