4 simple ways to go cashless!

4 simple ways to go cashless!

These four options are by far the best available to migrate to a less-cash world, says Anil Rego We have been dramatically changing from being a cash-driven economy to a digital economy. Our money and the way we are handling it today, has become different. In such a scenario, how do you seamlessly migrate into a cashless economy? What are the best payment options which can help you in this journey? 1. Credit and debit cards The easiest of options which will help our move towards using digital cash are…

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How to make the most of your credit card?

How to make the most of your credit card?

Plastic Money A credit card is a necessity in today’s times. But do you know that you can do so much more with your credit card than what meets the eye? This is how you can make the most of your credit card. A credit card is type of unsecured loan provided to you by the bank for your emergency needs. For starters the best thing about credit cards is that you do not need to worry about carrying cash. Also when you are out shopping, you may not be…

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Money Resolutions for New Year 2017

Money Resolutions for New Year 2017

We all know that New Year Resolutions are easy to list, but hard to keep.  And resolutions about money are even harder.  Here are some tips to help you keep at your resolutions. Go low on the interest you pay: This one is a big consumer of your hard earned money. Make a goal to go down on the interest you pay annually. For example; pick the credit card on which you pay the highest interest and aim to pay it down by 50% if not higher.  Mahesh and his…

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Diwali Shopping – Treat it like a planned Expense not an Exigency

Diwali Shopping – Treat it like a planned Expense not an Exigency

Diwali means a whole lot of things, and shopping for Diwali is inevitable. It is that time of the year we look forward to meeting friends and family, decorating our home, gifting one another, and treating our taste buds with every sweet and snack out in the market. Not many families set aside a budget for Diwali Shopping and those who do, stick to it rarely. Diwali is also a time when merchants and retailers fill the market with goods and offer attractive discounts on purchases. Gadgets and consumer durables…

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Credit card’s hidden costs you didn’t know about

Credit card’s hidden costs you didn’t know about

Credit card is among the greatest innovations of the financial product and service industry. The security features that have constantly been added make the little piece of plastic very valuable and extremely safe to use. The safety is less relevant to a shopping addict. The credit card is like a god-gifted boon to the veritable spender—just swipe your card at the counter, stretch your spending power, and take a call on whether you want to repay the whole amount or just a part of it. If that describes you, then…

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