Savings – Three golden steps that will make you financially independent at the earliest

Savings – Three golden steps that will make you financially independent at the earliest

It all begins with savings. When you are earning, it is tempting to spend it all. All of us would like to attain financially freedom. How do we get there? The mantra is simple: savings, investing, and get your money to grow. You will become financially independent. How does one work to ensure that this mantra is fulfilled? Read on to know!   Step 1: Save! It all begins with savings. When you are earning, it is tempting to spend it all. Refrain from the temptation! Save as much as…

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Contingency Fund is critical for Every Salaried Individual

Contingency Fund is critical for Every Salaried Individual

Losing job is a reality, have a Contingency fund to keep you afloat Nishant Mongia, a 40-year-old software professional, woke up to a call on a Monday morning from his office telling him he was out of a job. Mongia, the only bread earner in his family, had no clue what to do as he had not made provision for a contingency fund.   With permanent jobs becoming a myth, this is a situation many people fear. Most experts say keeping an ‘Emergency Fund’ or a ‘Contingency Fund’ is the…

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