Best Financial Advice to Make you Grow with Money in 2018

Best Financial Advice to Make you Grow with Money in 2018

Experts offer professional advice on techniques to develop the money based on the systematic approach. Individuals should understand the terms about good as well as bad loans. Good loans are nothing but home loans where the return value for is higher than the interest paid by the individual. Credit card loans are costly because of their increased interest rate which is considered as bad loan. People are provided with wide range of investment choices that offer increased return in a short period. Distributed loaning sites enable speculators to expand their…

Read More

Converting your employer group health insurance into an individual policy- Is it Important?

Converting your employer group health insurance into an individual policy- Is it Important?

Insurance policies, as we all know, have become a necessity in everyone’s life and many of us are benefitted by being covered with an insurance cover provided by our employer. Though the benefits at the outline remain the same, group health insurance policies and individual health insurance policies are entirely different from each other. The clauses are aplenty and their implications catch you unawares just when you want to avail the benefit. A simple comparison between these two kinds of policies based on the terms that they are applicable upon…

Read More

How to Spend Your Month-end Happily

How to Spend Your Month-end Happily

The biggest trick to help you spend less than you earn is to know exactly what you are earning and exactly where are you spending Have you ever reached the end of the month with almost nothing in your pocket and bank account? If so, you’re not alone. In fact, many Indians, often with large families, are living pay cheque-to-pay cheque. It can be one of the hardest cycles to break. Below are some tips on how to spend your month end happily and without worries. Know Your Exact Budget…

Read More

5 Point Asset Classification for Beginner Investors

5 Point Asset Classification for Beginner Investors

Your money goes into different places or things when you choose to save or invest and they are called Asset Classes. If you didn’t know, all your investments are classified, and it’s better if you keep that information as classified! Asset Classification or Asset classes: Let’s say you have invested in a Fixed Deposit and PPF. Both are different financial instruments, but deep down both are secure products, with minimal risk and fixed returns which are predefined. The similarity in their characteristics is because they both belong to “Fixed Income”…

Read More

Does the UPI score better than E-Wallets, NEFT and IMPS?

Does the UPI score better than E-Wallets, NEFT and IMPS?

Has the Unified Payments Interface (UPI) come to reign supreme over all other ways and means of making online payments? Do e-wallets like Paytm, and online banking transactional methods like the NEFT and RTGS now take the back seat? Figure out the answer yourself as you read on… It is no secret in the rise of smart phone usage for online transactions.The figures rocketed from less than a crore of monthly transactions in 2012 to more than 63000 crores in 2016. Much of the rise occurring post the demonetization drive….

Read More

Money mistakes can make even ‘Baahubali’ a villain!

Money mistakes can make even ‘Baahubali’ a villain!

SS Rajamouli’s fantasy fiction ‘Baahubali 2 – The conclusion’ has had a scorching box-office run, minting over Rs 1,500 crore. Indians across the world are going ga-ga over the larger-than-life protagonist whose ripped physique can only be matched by his massive strength and boundless courage. Yet, father ‘Amarendra Baahubali’ epitomises the biggest money mistakes that a daddy and also a husband can make during their life-time. Here are the three financial blunders that make this strong man a reckless villain. I don’t need no life cover: His name may have…

Read More

9 solid tips to help you make more money in stocks & lose less

9 solid tips to help you make more money in stocks & lose less

Every investor hopes to be successful on Dalal Street, but very few succeed in making it big. Equity is the simplest way for an investor to participate in a business as a part owner. Equity investment can also enable direct participation in the growth of nation’s or global economy, and thus wealth creation. While it has been proven over centuries that the equity route is the best way to create wealth, the same asset class has also seen immense wealth destruction at times. Compounding miracles Einstein once famously said: the…

Read More

Look who was shopping! DIIs poured more than Rs 1 lakh crore in D-St to help Sensex reclaim 30K

Look who was shopping! DIIs poured more than Rs 1 lakh crore in D-St to help Sensex reclaim 30K

Furthermore, they pumped in nearly Rs 7,000 crore in April to help the 30-share index record a fresh intraday high of 30,167.09 on Wednesday. It was not regular foreign institutional investors (FIIs)—considered to be the backbone of Indian markets—but domestic institutional investors (DIIs) who led the rally on D-Street from March 2015 when Sensex recorded its previous all-time high levels 30,024.74. DIIs poured in over Rs 1 lakh crore in Indian equity markets from March 2015 to March 2017 and nearly Rs 7,000 crore in April to help Sensex record…

Read More

Five ways to spend less money this summer break

Five ways to spend less money this summer break

Here are the main aspects to analyze before going on a vacation to help you keep your spending in check With the summer holiday season upon us, many people must have already planned their vacations. In fact, you may have even kept enough money aside for the same. However, there are still areas where you can be caught off-guard; such as ending up overspending on unplanned activities. Here are the main aspects to analyze, which can help you keep your spending in check. Plan in advance: “One should not plan…

Read More

If you have Rs 1 million to spare, here are 5 portfolio options to generate wealth

If you have Rs 1 million to spare, here are 5 portfolio options to generate wealth

If you want your money to work for you – first thing is to get it out of your bank account and invest in various asset classes. I can’t invest because the market is trading at high valuation? There is too much risk in the market right now? I don’t know how much and where to invest? Do these questions look familiar to you? If yes, then we might be able to help you out. If you want your money to work for you – first thing is to get…

Read More