Rediff Q: Will this Budget be a gamechanger?

Rediff Q: Will this Budget be a gamechanger?

Harsh Roongta, Mahesh Padmanabhan, Anil Rego answer the most sought after questions on Budget Day. Rediff Q: What are your Budget expectations/wishlist? Harsh Roongta, Investment Advisor, harshroongta.com  • Fiscal deficit in control for the next year as per FRBM. • Aggressive tax compliance assumptions will be taken. • Aggressive growth assumptions for agri and manufacturing will be assumed. • DBS and electronic payments for all government payments. • Expansion of subsidy programmes for low income households, but at lower outlay through better targeting due to DBS. • Tax on cash…

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Certified Financial Planner- For an International Career in Finance

Certified Financial Planner- For an International Career in Finance

Are you a budding finance professional who wants to pursue a non-conventional career? Do you think that Chartered Accountancy and Company Secretary -ship careers are things of the past? Then you are reading the right space! When it comes to a career in finance, certifications do a lot of talking for you.  It’s needless to talk about your acumen because if you’ve been thinking about a career in finance you must have a great ability to figure out analytics.   The Chartered Accountant who charted the Career she wanted. Adithi…

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First Salary- A joy that lasts forever

First Salary- A joy that lasts forever

First salary! Undoubtedly as memorable as first love. And at this Multinational IT firm all the new campus recruits were excited and so was Sushil. The iPhone is definitely on the first salary spend list and so is a party with his friends. He also thought of a gift for his parents and sister and put down all that on the list and saw the figure exceed the salary. Smiling to himself, he thought, “let me get my hand on that iPhone first”. Well it’s all so natural and real today….

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Young Investor? Investing right to make a fortune

Young Investor? Investing right to make a fortune

As a young investor, investing early and right will be the key to a healthy financial future   Today is the only day the ‘Fitbit Charge HR wireless activity wristband’ is available on an online marketplace at a flat 20% off and Arun wants to prop that into his e-cart somehow. He has been on the lookout for this accessory on various marketplaces for the last two weeks.  It is the deal day today and Arun has it done and dusted! The young techie started on his first job, six months…

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Financial tips for first job: Here’s what to do

Financial tips for first job: Here’s what to do

First job is a very important milestone in one’s life – one is no longer a student and earning, and with it comes financial freedom. However, it is important to keep in mind that this is only the first step towards financial planning and meeting your goals and dreams. Planning your finances from the first job when you start earning will ensure that your savings benefit from the power of compounding. For example, if a 25 year old saves Rs. 5,000 per month at 10% interest, your corpus will be…

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How to Overcome Financial Dilemmas

How to Overcome Financial Dilemmas

A decade by decade guide to the right steps you need to take to manage your life’s financial goals Limited savings, but numerous responsibilities is life by another name. And some of these responsibilities will run parallel to one another. For one, you can’t delay saving for your retirement and you can’t ignore your child’s future either. Since increasing your pay or reducing expenses beyond a limit can’t be an option always, we struggle with financial choices. We try to figure out the financial dilemmas that you will face during…

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Mid-career change? 5 money tips for you

Mid-career change? 5 money tips for you

Before you take the leap in your career, get your financial house in order As the emerging corporate order is throwing up a host of job and business opportunities, mid-career change is getting more attractive. Gone are the days when your dream was to join an MNC company, move up the ladder and spend the rest of your life with the same company. Today, many senior and mid-level executives in their late thirties and mid-forties are making a mid-career change. These mid-career changes are not just lateral job changes. More…

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